Paying taxes is inevitable — overpaying isn’t.
I help clients structure their income, savings, and investments in ways that reduce tax liability and protect wealth, without cutting corners or taking unnecessary risks.
What It Includes:
- Income planning to reduce taxable exposure
- Use of tax-advantaged accounts (RRSPs, TFSAs, permanent insurance, holding companies)
- Coordination with your accountant or bookkeeper
- Strategic use of debt, dividends, and capital gains
- Tax-smart retirement and legacy planning
Why It Works:
- Keeps more of your money compounding over time
- Helps you avoid unnecessary tax at key transition points (e.g. retirement, inheritance, sale of business)
- Integrates with your overall financial plan — not just one-off tactics
Who It’s For:
- Individuals and families with growing assets
- Incorporated professionals and business owners
- Anyone looking to legally reduce tax exposure now and in the future